Bitcoin-based Lending for Commercial Real Estate
Ushering in America's golden age of development
Built for Sponsors
Liquid Finance is the first decentralized lending protocol for commercial real estate, reducing middlemen and barriers to entry.
Learn moreReduction in Cost of Capital
%
Faster Closing Time
x
Projected Investor Dual Yield
%
Historical Bitcoin CAGR
%
Lower fees, higher returns
10X better for borrowers and investors than traditional banks
0.25%
Origination Fees
0.5%
Net Interest Margin
0.1%
Refinancing Fees
0.1%
Trading Fees
Loan Simulator
All loan terms and returns assume 20% Bitcoin collateral
Why Liquid?
We make lending a positive sum game
Bitcoin Higher, Rates Lower
At issuance, each loan is cross collateralized by traditional real estate assets and Bitcoin worth 20% of the loan value. As collateralization ratios improve, borrowers can refinance to lower rates with the click of a button.
Dual Yield
Our CRE-backed Bitcoin blends the stability of real estate with the upside of Bitcoin. Investors receive fixed income from commercial real estate — apartments, warehouses, hotels, and offices — and gains from Bitcoin.
Same-day Loan Terms
Loan applications are underwritten in real-time by AI, resulting in same-day loan terms. Once legal and regulatory requirements are met, funds are distributed in a matter of weeks, compared to today's 2-4 month timelines.
How it works
Simple, secure, and transparent
Upload Your Deal Materials
Upload your deal’s pro formas, pitch decks, and offering documents. Our AI instantly evaluates your projections against market data oracles, runs risk models, and presents preliminary loan terms. If there’s interest, we conduct a comprehensive financial, legal, and regulatory underwriting to create final loan terms.
Accept Terms & Automate Servicing
Accept terms and let our smart contracts handle disbursements, collateral monitoring, and interest payments. You'll have full visibility into every step, eliminating manual back-and-forth.
Dynamically Refinance and Liquidate
Borrowers refinance at <10% of traditional costs with a click as market conditions and collateral values shift. Investors tap into 24/7 liquidity with peer to peer secondary markets - no intermediaries, no delays.
FAQs
